LOCATIONS
117 W. MAIN ST. (Main Office)
MANCHESTER, TN 37355
931-728-3381
931-728-3255 (fax)
931-723-3515 (24 hour balance inquiry)
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1301 HILLSBORO BLVD. (Branch)
MANCHESTER, TN 37355
931-728-9888 |
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HOURS
Monday through Thursday
8:30 a.m.- 4:30 p.m.
Friday
8:30 a.m.- 5:00 p.m.
Saturday (branch only)
8:30 a.m. - 12:00 Noon
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AUTOMATED TELLER MACHINES
FOR AFTER HOURS BANKING CONVENIENCE
Branch location
1301 Hillsboro Blvd-Manchester
Full Service ATM
24 hour service
Manchester Walmart
Hwy. 41 in Whispering Pine Shopping Center
Cash Dispenser only
Walmart hours only
K & K TOP STOP
Interstate Drive and Hwy. 55
Cash Dispenser only
24 Hour service
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DEPOSIT PRODUCTS
PEOPLE'S CHOICE
Designed for the personal checking account holder. It is a club
type of program that provides a variety of benefits for a single monthly
fee. A 24 Hour Banker Card or Cash 'n Check Card is available with
selected accounts, subject to approval. You may also apply
for Chek Reserve Overdraft Protection.
REGULAR CHECKING
Designed for the personal checking account holder. It is a checking
account designed for someone writing 20 checks a month or less. Includes
a monthly service charge based on low balance during statement cycle.
A 24 Hour Banker Card or Cash 'n Check Card is available, subject to
approval. You may also apply for Chek Reserve Overdraft Protection.
NOW ACCOUNT
Designed for the personal account holder who wants interest on checking
but whose balances are over $1,000. A 24 Hour Banker Card or Cash
'n Check Card is available, subject to approval. You may also
apply for Chek Reserve Overdraft Protection.
SUPER MONEY MARKET ACCOUNT
Designed for the individual whose need for the money is limited but
access to money requires no waiting for a maturity date and can be withdrawn
by a check. The Super Money Market Account interest rate and Annual
Percentage Yield (APY) earned is based off a tiered schedule that rewards
higher balances. Contact us for more information
and current APY's. The APY and interest rate earned on account
can change at the discretion of the bank. A Money Market Deposit
Account limits transactions to six per statement cycle with no more than
three third party checks and three preauthorized, automatic, or telephone
transfers.
REGULAR MMDA
Designed for the individual whose need for the money is limited but
access to money requires no waiting for a maturity date and can be withdrawn
by a check. The interest rate and APY are slightly higher than a
NOW account. The interest rate and APY earned on your account can
change at the discretion of the bank. A Money Market Deposit Account
limits transactions to six per statement cycle with no more than three
third party checks and three preauthorized, automatic, or telephone transfers.
STUDENT ACCOUNTS
Designed for the student (usually high school or college) who maintains
a low balance but needs to write only a few checks a month to pay expenses.
A 24 Hour Banker Card or Cash 'n Check Card is available, subject to
approval. You may also apply for Chek Reserve Overdraft Protection.
SENIOR ACCOUNTS
Designed for the senior 62 or older who maintains a low balance but
needs to write only a few checks a month to pay expenses. A 24 Hour
Banker Card or Cash 'n Check Card is available, subject to approval.
You may also apply for Chek Reserve Overdraft Protection.
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DEPOSIT PRODUCTS
CIVIC AND NON PROFIT ORGANIZATIONS
Designed for the Civic or Non-Profit Organization who writes few or
no checks each month.
BUSINESS ACCOUNT
Designed for the business who writes and deposits more than 50 checks
during a statement cycle. Higher balances can offset analysis fee.
BUSINESS, CIVIC AND NON-PROFIT ORGANIZATION NOW ACCOUNT
Designed for the entity who wants interest on checking but whose balances
are over $1,000. Not all businesses or organizations are eligible
for a NOW account.
SUPER MONEY MARKET ACCOUNT
Designed for the entity whose need for the money is limited but access
to money requires no waiting for a maturity date and can be withdrawn by
a check. The Super Money Market Account interest rate and Annual
Percentage Yield (APY) earned is based off a tiered schedule that rewards
higher balances. Contact us for more information and
current APY's. The APY and interest rate earned on account can
change at the discretion of the bank. A Money Market Deposit Account
limits transactions to six per statement cycle with no more than three
third party checks and three preauthorized, automatic, or telephone transfers.
REGULAR MMDA
Designed for the entity whose need for the money is limited but access
to money requires no waiting for a maturity date and can be withdrawn by
a check. The interest rate and APY are slightly higher than a NOW
account. The interest rate and APY earned on account can change at
the discretion of the bank. A Money Market Deposit Account limits
your transactions to six per statement cycle with no more than three third
party checks and three preauthorized, automatic, or telephone transfers.
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DEPOSIT PRODUCTS
REGULAR STATEMENT SAVINGS
Designed for short-term goals and convenience. The Statement
Savings offers unlimited deposits and money is always available.
Contact us for more information on fees and current APY.
Statement prepared and interest paid quarterly.
MOOLA MOOLA SAVINGS (a savings club for kids)
Designed for children up to age 12. If you're looking for a way
to encourage youngsters to start saving early, a Moola Savings Account
will assist you in that goal.
CHRISTMAS SAVINGS
Designed for someone wanting to receive a check right before the holiday
season. This savings account allows the individual to save any amount
desired from October to the end of November. A check is cut the first
week of November for the balance plus interest earned for your holiday
expenses.
CERTIFICATES OF DEPOSIT
Designed for someone with at least $1,000 or $2,500 who wants to earn
higher interest but does not need the liquidity of a savings account.
Terms and APY's vary.
INDIVIDUAL RETIREMENT ACCOUNTS (IRA's)
Designed for someone who wants a tax break and wants to begin saving
for retirement.
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DEPOSIT PRODUCTS
ANNUITIES
Designed for someone who is planning for retirement and wanting a higher
interest rate plus does not need use of the principal nor the interest
earned.
Annuities are not the obligations
of or guaranteed by any bank, therefore not insured by the FDIC.
Principal and interest earned are backed by the legal reserves of the issuing
insurance company. Early withdrawal from annuities will result in
company charges and may result in tax penalties.
US SAVINGS BONDS
A low cost investment for the future.
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Deposit Services
24 HOUR BANKER CARD (ATM CARD)
Designed for customers 18 years or older having a personal checking
or savings account and needs bank access after hours or while traveling.
CASH 'N CHECKCARD (VISA CHECKCARD)
It's two cards in one. The CheckCard part looks and works like
a a credit card except that money is withdrawn directly from your checking
account. The ATM part allows you to use the card as you would any
ATM card. Applicants are subject to approval.
TELEPHONE TRANSFERS
Designed for a customer with a checking and/or savings account who
needs to make a transfer without coming into the bank.
AUTOMATIC TRANSFERS
Designed for a customer with a checking and/or savings account who
wants to set up an automatic payment for a People Bank loan or an automatic
transfer into a checking or savings account.
OVERDRAFT PROTECTION TRANSFER
Designed for a customer who wants to protect his checking account from
an overdraft with the balance in another "qualified" checking or savings
account.
DIRECT DEPOSITS
Designed for anyone having a government or payroll check permitting
direct deposit.
NIGHT DEPOSITS
A deposit or payment dropped after hours from a slot located outside
the bank to a secured vault located inside the bank building.
BANK BY MAIL
A deposit or payment mailed to the bank. A receipt and bank-by-mail
envelope returned to customer.
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LOAN PRODUCTS
AGRICULTURAL LOANS
COMMERCIAL LOANS
CONSUMER LOANS
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Personal
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Vehicle
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Recreational
REAL ESTATE LOANS
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Fixed
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Adjustable Rate
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Home Equity
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Commercial
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Construction
STUDENT LOANS
OVER DRAFT PROTECTION (CHEK RESERVE)
An automatic line of credit available for checking. (subject
to approval)
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OTHER BANK SERVICES
PEOPLES ACCESS 24
Dial (931) 723-3515 for a 24 hour telephone inquiry system to inquire
about your Peoples Bank accounts from a touch-tone phone.
SAFE DEPOSIT BOX RENTALS
TRAVELERS CHECKS
MONEY ORDERS
CASHIERS CHECKS
WIRE TRANSFERS
COLLECTION SERVICES
FEDERAL AND STATE TAX PAYMENTS
UTILITY PAYMENTS
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Duck River
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Hillsville Utilities
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Manchester Water
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Manchester Cablevision
CASH ADVANCES
MASTERCARD/VISA MERCHANT SETUP
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MEMBERSHIPS
Manchester Chamber of Commerce
Tennessee Bankers Association
American Bankers Association
IBAA
Coffee County Beautification Association
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EMAIL:
peoples@edge.net
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1998, Connie's Web Services
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